5 tips to earn extra money while in college

It’s fall season and you are already running out of money! You want to find ways to earn some extra money for the holidays!

That’s why we want to give you 5 tips to earn some extra money!

1. Define your priorites and make a list

Build a list of all the things you can do to earn some money: tutoring, webinars, language classes,…

2. Sell all the stuff you don’t need anymore

All the clothing from this summer you don’t need anymore? Sell it quickly on Popsy

3. Work at a restaurant

It’s one of the best learning experiences as a student: you learn how to sell, you learn to multitask, it’s easy and it pays well if you do your job!

4. Buy things for cheap and resell it with a margin

You can buy some items on Amazon and resell it on second hand platforms for a margin!

5. Grade papers!

You can help some of your professors grade some papers and make some extra money! It’s always a nice experience to get to know some professors.


Going from Manhattan to Newark Airport

As a student in the New York City area, you might want to know your alternatives to save money if you want to reach Newark International Airport.

Newark Liberty International Airport (airport code EWR) is one of New York City’s three area airports. Newark Airport is about 16 miles southwest of Manhattan.

There are 5 options to go from Manhattan to Newark Airport:

1/ Taxi, Van, or Express Bus to Newark Airport
You can use New York City yellow cabs to  get to Newark Airport. It might be a costly option though. You can also consider other options such as van or express bus to get to Newark.

Travel Time: 50 minutes (depends on traffic)
Price: $50 and up (tolls (Lincoln tunnel ($6) and NJ Turnpike ($.75) and tips to include)

2/ Shared ride van service
You have many options for that. You can check online as they are many different players. You need to book it in advance and they will pick you up. Don’t forget that it’s a “shared service” so there might be a few stops on the way to Newark Airport.

Travel Time: 60 minutes (depends on traffic and number of stops)
Price: $19 (tips to include)

3/ Express Bus
You can pick it up at Penn Station or Grand Central. The bus makes trips to Newark Airport every 30 minutes starting from 5AM to 1:30AM.

Travel Time: 50 minutes (depends on traffic)
Price: $13 (tips to include)

4/ NJ Transit + AirTrain
From New York’s Penn Station, all NJ Transit trains that show “EWR” are available to Newark Airport. Then, you need to get the Newark Airport Airtrain to reach your terminal. It runs from 5-6AM to 2AM.

Travel Time: 40 minutes (depends on traffic)
Price: $12.5 (NJ Transit + Air Train)

Overall, there are ways to save money if you want to travel the world and get from Manhattan to Newark Airport! Have a safe flight!

iPad vs. MacAir: Which is better for schools?

The world of personal computing has changed enormously in the past few years, not least because of the emergence of tablet PCs. Tablets allow users to perform the same tasks they would do on a PC or laptop on a portable touchscreen device, without the added weight or lack of mobility that comes with its bulkier cousins. Apple’s world-famous iPad is the most popular, although in the MacBook Air, they have an ultra-lightweight netbook that is ideal for students in need of something to help them learn more effectively.

Both have their advantages, but which is better for school students who want to use something for research, essay writing and communication? PCs and laptops have just about everything a student could possibly need, whereas the MacBook Air and iPad don’t quite have it all, but they’re pretty close in terms of quality, and the fact that they’re both lighter and easier to carry around makes them great alternatives. The iPad can be pretty expensive, and, despite the fact that it’s very easy to use, doesn’t have every single feature that a student needs. However, it looks great, and can even be taken into class if needed. One of the issues with the iPad is the lack of space, meaning that, to store plenty of files, you’ll either have to use cloud storage or an external USB lead, even with the most expensive model.

In terms of functionality, the MacBook Air works just as well as most laptops, with just as much space. On top of that, it also has a bigger internal hard drive than even the most expensive iPad, and as it has a proper keyboard, it’s easier to use for typing, which can be difficult when using the iPad’s touch screen. However, it’s not without its limitations, and unlike the iPad, doesn’t come with 3G capabilities.

Out of the two, the MacBook Air is perhaps the most suitable for school and college students. The fact that it’s easier for writing and searching is useful, while there won’t be any issues with limited space for important documents, but the more expensive models do cost more than an iPad. However, if you had to choose between one and the other, the MacBook Air shades it over its more compact rival.

How to keep a firm grip on your finances in your first job

Starting out in the world of work is an exciting time, if you’re lucky you’ll get to put into practice some of the skills and knowledge you’ve gained in college and during work placement and begin building a base for your chosen career. Unfortunately we don’t all get to embark on our careers within ideal roles or bring in paychecks as large as we’d like straight away. After years of studying hard and being careful with every last nickel while at school, it can be hard to face the realisation that stepping into the realm of full time work may not provide immediate financial relief, but you should ignore that reality at your peril.

As a writer based in the UK I was very unfortunate to graduate from my masters course just as the recession hit – causing what is already a competitive jobs market to become even harder to break, especially without moving to the capital. I was forced to take a job in the media sphere that was writing related, but with a far lower salary than my qualifications and years of work placements may otherwise have warranted. However, one thing that hadn’t changed was the requirement for me to pay back the loan I took out to fund my masters course. The repayments started almost immediately after my new career began, and it’s from this background that I’ve learnt my lessons of keeping a firm financial grip.

In the US, after the funfair of graduation you head quickly toward the time you have to start making loan repayments. Though it is possible to defer payment if you encounter genuine hurdles such as unemployment or a death in the family, it really is a case of the sooner you start servicing the debt the better, because interest will accrue.

Now, on to the nitty gritty. If like me your first step on to your chosen career path is not quite what you’d planned, don’t bemoan your circumstances or lack of opportunity or you’ll find you remain static and prolong any financial struggle. The job I took after graduation from my masters degree was by no means my first job, but it was the one I’d built up in my mind as something I’d been working hard for. I was in the position in question (a sub-editing role) for around nine months and my paycheck at the time only just covered my rent and travel. This meant putting in extra hours elsewhere – freelancing, taking a weekend job in a clothes store and making sensible financial choices. If you have to do the same, or be the only one in the office to bring your lunch in from home – so be it. Why after coming so far would you quit at the last hurdle?

If you are offered help by family, take it. I took a job away from home and had thoughtful grandparents who sent food parcels and store vouchers in the post, though, after consulting with Credit Counseling Dallas, I also welcomed a pre-paid credit card, which introduced me to using cards in a sensible way. Working in the media means networking is important, so it’s not always sensible to turn down all offers of after work drinks or socialising, but you don’t want to land yourself with masses of debt by doing so. If you have to diversify to up your income, don’t be afraid – learning new skills and showing willingness are things that will attract employers to you and every interviewer I’ve had since this tricky time has been impressed by my handling of multiple jobs and continued placements in my early career. Whatever you do, be sure to keep one foot firmly on your chosen path, so, when the time comes you are ready and waiting to take that rewarding jump to surface.

5 Things You Actually Need At College

Although I was a Freshman over seven years ago now, I remember feeling so overwhelmed as I packed my first few boxes. What am I gong to need? What is everyone else bringing? What am I forgetting? Everyone knows to bring the big stuff, bedding, pillows, your toothbrush, a computer, but I forgot three things, and they were three things I’ll add to my list of

The 5 Things You Actually Need At College

1. A Calendar
Like I mentioned before, bringing and then using a calendar is one absolute needs at college. Whether you use it to write all your assignment due dates and your test times, or just the frat parties and sorority events that you’re attending, it will come in hand either way. I recommend getting a white board calendar so that you can change it every month, add to it and erase from it when you need to.

2. Flip Flops
Unless you want to end up with strange foot fungus, add flip flops to your list of must-haves! I had a pair I would wear specifically (and only) for showering. I also had a pair that I would wear down to the laundry room, a pair that lived in a plastic bag in my gym bag (for the gym showers) and a pair that I would wear around randomly for comfort and ease. Flip flops are $2 a pair and you can get them in color; these things are a necessity! $10 will save your feet!

The next three things were things I forgot, but bought within weeks because they were that important and useful!

3. Duct Tape
Window won’t stay open? Duct tape it! Window won’t stay closed? Duct tape it! Notebooks falling apart from being dragged around everywhere? Duct tape it! I am telling you, duct tape will fix anything! You can buy it in multiple colors (although I am partial to the original grey) and it’s not expensive. Invest in duct tape!

4. A Cushion
You’re going to be spending a lot of time on your rear-end in college, and unless you spend a huge chunk of change on a specific chair for your room, studying is going to make you hurt. Get a $4 chair cushion at Target or Bed Bath & Beyond and use it. If you’re really feeling adventurous, buy a waterproof cushion and take it with you to the football games. I even saw a woman once pull a cushion out of her messenger bag in class and use it in a lecture hall! There is no wrong time for a cushion.

5. Ear Plugs
Even if your roommate doesn’t snore, it’s helpful to have a pair of ear plugs. Maybe you need to study in silence and your neighbors are being loud, maybe you’re headed to a bar and you know the band is going to be incredibly loud, maybe you really don’t want to hear the professor’s lecture; a pair of ear plugs can help out in many situations. Other things my friends told me that they would have been better off having included: a minimal first aid kit, your own caffeine source, a strong book bag, multi-colored pens, work ethic (not something you can drop $3.49 on, by the way), a good dictionary and a laptop instead of a desktop computer. Your list may differ, but I assure you, that with the five things on my list (along with your own essentials) you can start off the year (or the term) in a great position!

10 tips for managing credit cards

We love to help students and managing credit cards is a skill that will be very helpful in your future.

We want to give you a few tips that you have to remember to make sure you use credit cards in a responsible way.

Silver Credit Cards is an expert to help you find the best credit card you need among 500+ credit cards available on the market. This is very confusing and that’s why Silver is here to help.

You can also check their application on Android: https://play.google.com/store/apps/details?id=com.timidventures.silver or iOS: https://itunes.apple.com/app/silver/id915620447

Here are 10 tips you need to know to manage credit cards:

Enjoy and be responsible with your credit cards!

Tips While Studying Abroad

Studying abroad doesn’t only mean opting for the best university. It’s indeed a big challenge which compromises of leaving home, traveling to the new place, accepting foreign culture, making new friends, studies-exams, huge expenses, fun, a new life altogether. Many students take up this challenge with a ‘dream comes true’ approach. But if things aren’t planned well your dreams could break before they were met.

Here are few basic yet interesting tips to help you plan better while studying abroad.


Gather information and read stuff about the overseas location where you would be residing during your study. Before you leave, make several international phone calls to grab enough information from your friends about expenses, luggage, study material, eat-outs, etc. Do study a little about the foreign culture so you too can participate with your foreign pals once you are there. Check the news and read local newspapers to teach yourself about the current affairs, laws and advice while you are there. And if you are a travel lover, a travel book could guide you to visit the best monuments, transportation, restaurants, etc of the town.


Firstly get to know the reasonable communication methods abroad and then make a choice. Keeping touch with family and friends is something you cannot afford to skip once you leave. VOIP options are these days one of the widely used methods. Skype is a great choice if you have your computer and internet connection at your finger tips. If you want to make several local calls, a cell phone plan could be useful while sometimes landline rates can be quite reasonable depending on the country. Some phone call plans even offer you the benefit of free calls, gifts, and discounts. Make sure you chose the right method that could help you save better.

Stay Safe:

Keep your passport, visa and other important documents safely in another bag; never pile it with your luggage. This would help you to present it whenever needed to official persons. Your University ID could act as an identity for you, specially so that you don’t look like a foreigner to strangers. Be certain about your friend circle, as some could get you into bad habits. Take behavioral cues from locals, about dressing style, local rules and morals. Also, check out for hygienic yet reasonable eat-out joints to keep yourself healthy.

Share Pictures:

Studying abroad is also a matter of pain to stay away from loved ones but you could share your memories to bring them a smile. Make sure you click special moments around your campus, friends, parties, work, etc. and keep sharing all of these with your folks back home. You could probably upload your albums on social sites or use photo sharing websites flickr.com which could let you to organize your photos, without occupying the space of your hard drive.


Tips to get a cab in New York

Great tips for our readers in New York to get a cab!

Here are some tips to the tourist, the New Yorker, and the tourist that thinks he’s a New Yorker.

Don’t wait till we are passing you to throw up your hail. We need to see you in advance so we can get over to you. Get off that curb. It’s okay baby, this is NYC—don’t be afraid. Stand in the street. Hang off the curb. Ignore those oncoming cars, they’ll move… (maybe). Just remember, everyone’s on the sidewalk: the masses, mailboxes, streetlights, homeless people, halal stands, cell phone case stands, overflowing trash bins, and red light cameras (Houston and Chrystie, I will get you!). If you want a cab, make yourself SEEN!

Go to a gas station between 4 and 5 a.m. or p.m. The shifts end at five and cabbies need to fill up before they go in. There are only 10 or 12 gas stations in manhattan. Eight of them are on the West Side on 10th Ave. Take your pick.

Lexington Avenue from 30th down to 23rd St. has the largest concentration of Indian restaurants in the city. I like curry in a hurry.

Bond St. between Bowery and Lafayette is a major shift change spot for private drivers that don’t work for a Garage. You will always find a ride when the shifts change from day to night.

If you’re downtown, stand on the uptown side. If you’re uptown, stand on the downtown side. This is regardless of where you are actually going.

Don’t look shady. This applies to all races. There is no other group of workers that work harder at a more dangerous job so crucial to the survival of NYC, and without health insurance. We carry a large amount of cash on us and are easy targets. If you look like trouble, we’re going to keep driving.

Let your girl do the hailing.

Don’t look like you’re going to throw up.

Don’t stand with the large group of people you’re going to ask to illegally jam in my cab.

Don’t stand at the base of a bridge (particularly the Williamsburg Bridge). There’s nowhere to pull over safely to pick you up, and if we’re going over the bridge we probably already have passengers.

Check his website: www.thingsiseefrommycab.com

What am I really worth?

An inspiring note from Denise Palmieri Logan. She serves as a mentor to men and women ready to find work that makes them happy AND supports their families (www.conjunctiodora.com). We wanted to share it with you as we thought this could be helpful when you think about how much you are worth for your future job.

It’s that time of year, firms are starting to do year-end planning and employees are starting to get antsy wondering “What will my bonus be this year?” Just like clockwork, the recruiters at Pinnacle Group start getting calls from candidates and clients alike, asking what market comp is looking like for 2012. It seems that everyone wants to be reassured of their value. Candidates want to make sure they’re not getting the short end of the stick and firms want to be sure they’re not overpaying for their talent. Because Pinnacle Group recognizes the value of being able to offer reasonable guidance on these issues for the financial services community, it has again prepared a Compensation Study suggesting guidelines for the 2011-2012 bonus/salary season.

Are you antsy yet, wondering where I’ve hidden the link so you can look right away and determine whether you’re being undercompensated? If so, you’re like most of the people we have talked to over the years. I am going to tell you where the link is, but only because it would be mean of me to tell you I have it and then not give it to you. But, first, I’m going to ask you to reflect on why this chart will be so influential on your state of mind.

One of the things that I’ve observed, first as an employee, then as a business owner and later as a mentor but always as a wife/daughter/sister/friend is that how we value ourselves is a constantly moving target. We typically base our determination of our worth or our value on external criteria, things totally out of our control, and those criteria that we look to can inflate or deflate us in an instant.

I’ve seen it play out in my own life, countless times. When I was a young lawyer, I was working at a firm I generally liked. I was succeeding at bringing in business, frequently shined as a top biller and was doing lots of networking and marketing that promised a bright future with clients I liked and whose lives I was impacting in a way that felt genuinely good to me. The firm I worked for had a policy of keeping associates of the same class at the same pay. I’m sure it had a reason, but we derisively referred to it as “lock-step” pay. First years made X, Second years mad X + a little and so on.

Because I just knew that I was “special”, I pleaded my case to my assigned mentor (ps. can I say that mentorship is not something you can “assign” but which comes through organically grown respect and a genuine desire to help someone – but that’s another column!). I showed my mentor my spreadsheet of hours billed &#40mine vs others), the clients I had generated and tooted my own horn about why I was entitled to a little boost of $5,000 more than the other associates in my class. I told him sincerely that would make me happier and ensure that I continued to be a productive member of the firm. He patiently heard my presentation with genuine interest and then told me that he was not going to support my petition for more money. I was floored … and hugely disappointed. How dare they not offer me this pittance I was asking for, after all I was doing for them! Early the following year, I looked for a job at another firm where “I would be appreciated and my real value recognized.”

I did find that job, and I took my growing stable of clients with me, and the new firm did pay more money than where I had been. I felt appreciated and valuable again. For a while. But something funny was happening inside me, I started to become unhappy again when I realized that associates at other firms were making more than me. Even more inflaming to me was when I learned that partners at my own firm, who neither billed as many hours as me nor generated as much new business as me, were making substantially more money than me! Will you be shocked to learn that I, yet again, became unhappy with my work and my choice of firm and felt undervalued and unappreciated?

So on I moved, taking my now quite big stable of business with me and started my own firm, where in the first year I made a pittance of what I had made in my prior job, but I was in charge of my own destiny and I knew then I would be happy. No one would ever again undervalue what I was worth. I began building my platform and my empire.

Yet, in the next chapter of my career, I found that my own inner hungry ghost wanted more! So then I worked hard to generate more clients, to hire associates and paralegals and staffers of my own to leverage, and on and on â?¦ and each of them generated a little bit more for me. The problem was that they, too, wanted to feel valued and appreciated the same way I did. They each wanted more money. I couldn’t understand why they didn’t understand that there was only so much money to go around. After all, I built this business and they worked for me and, yes, of course, they were valued and appreciated. Why did they need to derive their self-worth from their paycheck?

The cycle continued for years and, as many of you know, one day I had a quantum moment where I realized that I wasn’t happy and it didn’t have anything to do with how much money I made. I had plenty of toys in the garage, but no time to play with them. Somehow the relationships in my life were disintegrating because I had spent no part of me in nurturing them. Most importantly, I wasn’t really enjoying what it was that I was doing anymore and I had stopped seeing that serving my clients was a privilege of trust from them. I am embarrassed to say that I had started to see them and their problems as “revenue sources” for me and my firm of hungry mouths. When I looked inside, I recognized that I had lost my internal compass of value and self worth and was looking to my bank account and my possessions on display to determine the answer to the question “How am I doing?”

Compared to what? Compared to others? Compared to a compensation chart of “averages”? One thing I knew about myself was that I was absolutely not average! So if a chart said that the average was X to X times 5, then I expected to be compensated at or above the X times 5 marker. If I wasn’t being compensated at that rate, then I just flat-out knew that whoever had control over the resources was undervaluing me and my happiness rate plummeted. Do you see my story as a mirror of you?

As long as I was looking outside myself to another marker, another person, another comment, to determine whether I was being properly valued, I was missing the only true source of my value. I could change firms, chase more clients or deals, bill more hours, earn even more money and yet my source of value and happiness was constantly at risk. Friends and colleagues coached me during this existential crisis to “Just do it for a couple of more years, work a little harder, bill more hours or hire another couple of associates, or join a different firm, and you’ll be set for life and THEN you can go do what makes you happy.” That siren song was oh-so seductive! After all, was I really THAT unhappy? Maybe my unhappiness could be remedied by just another bump in what I earned. Everyone said that was the answer and it certainly seemed easier than figuring out what my unhappiness was really about. For me, as long as I was looking outside myself to decide if I was happy or unhappy based on the amount of money I was making, the answer was that something under there that I had to ferret out. If I could get to the bottom of it, I could decide what needed to change.

What I ultimately learned was that the answer to the question “What am I worth?” comes from inside me and it never changes. Through much hard inner work, I am proud to say to you that I resonate with the knowledge that my value comes from the fact I am contributing every day to making lives around me better in real and tangible ways. The smile I offer to the worn out clerk at the grocery store, the way I thank by name the server who brings my dinner at a restaurant which makes him feel seen, the way I nurture my husband and my relationships. These are the priceless markers of my worth and my value.

Yes, I have to make a living, and so do you. I like to go on vacations and have pretty things. But I no longer mistake these trinkets for the real thing. They aren’t substitutes for happiness, they are merely accessories to it. Money IS important. None of our mortgage holders accept smiles and kind words as payment and your child’s day care center won’t likely barter with you instead of swiping your credit card. But it is within each of us to determine our own true worth and our happiness with the work we do, not to allow it to be set or even swayed by the figures on our paychecks or the numbers on a compensation chart or whether we have a boat or a Ferrari.

Winston Churchill said:

“We make a living by what we get, we make a life by what we give.”

If you feel compelled to click next to the compensation chart, I hope you will contact me for a complementary session to chat about what would make your life meaningful and how we can work to bring you more of that instead

Learn how to invest David Einhorn GMCR

It could be helpful to learn from the best investors in the world. David Einhorn from Greenlight Capital is one of them. He has outperformed markets for many years and his research is always detailed and accurate.

Here is one of his presentations done at the Value Investing Congress 2011 on Green Mountain Coffee Roasters (GMCR).

Presentation David Einhorn Value Investing Congress 2011 (VIC) Green Mountain Coffee Roasters (GMCR)

It’s a great presentation.

International exchange program – Case study of Leeds

Moving to a new city such as Leeds is a big change for any student, so knowing where to socialise is important to settle into the area and get to know your fellow students.

As such, we’ve created a great guide to the best places to drink in Leeds from local pubs to the best clubs.

Leeds is a hidden gem in England that’s a great place to live as a student. Of course, you probably need to consider where you’re going to live in Leeds before you go and study there. For the best student experience in Leeds you should look into city centre flats so you’re within throwing distance of this buzzing, metropolitan city.

Our recommended local pubs include:

Calls Landing

This modern bar overlooks the serene waters of the Leeds-Liverpool Canal. The relaxed atmosphere makes this bar a great place to kick back after a day of lectures and sip a cool   drink in the beer garden as the sun sets.

36-38 The Calls

Leeds, West Yorkshire LS2 7EW


Aire Bar

Located in the fashionable area of Leeds, The Calls, Aire Bar is a wonderful place for a quiet pint or a sumptuous dining experience.

Sparrow Wharfe

32 The Calls, Leeds LS2 7EW

Bar Risa

Sitting right in the buzzing heart of Leeds City Centre, Bar Risa is a venue that caters for everyone. During the day, you can relax with a quiet drink and at night the place comes alive as one of the most popular Leeds hotspots.

The Cube, Albion Steet

Leeds, LS2 8ER


If you’re looking for something more exotic than your usual pub experience, this Latin bar is the place to be. Dine on the tapas menu and drink cocktails while listening to live music and DJs.

5/5a Cross Belgrave Street

Leeds, West Yorkshire LS2 8JP


You should also consider these popular clubs in Leeds:


First opened as a music venue in 1885 by Prince Albert, Creation has evolved into a place to eat, drink and party the night away.

55 Cookridge Street,

Leeds, LS2 3AW

Fab Café

The world’s first pop-culture club where you can grab a beer, play some retro videogames and get down on the dance floor. There aren’t many places where you’re greeted by a Han Solo frozen in carbonite on the way inside.

46 Woodhouse Lane,

Leeds, LS2 8PL



One of the most popular clubs in the city and a guaranteed great night out. With multiple floors catering for a range of musical tastes, Oceana is a swish and stylish place to spend your Saturday nights.

16-18 Woodhouse Lane

Leeds, LS2 8LX

The Mint Club

After a £500,000 refurbishment, The Mint Club has become the cutting edge of clubbing. The incredible Disco Panel lighting system is the first in England, creating a party atmosphere like no other.

8a Harrison Street

Leeds, LS1 6PA

There are so many different genres of music to sample (house, R&B, pop rock among others) as Leeds is full of great venues and you will surrounded by people who know how to party!

Finally, take the opportunity to meet new people and have fun! This will be a memorable experience! Enjoy! You won’t regret it…

5 back to school tips to save money

Summer is winding down and it’s time to go back to school! Back to school shopping is very important for consumers. We have decided to give you 5 back to school tips to save money…

1. Define your priorites and make a list

Find out what are the immediate needs of your children: a backpack, shirts or shoes. Spend money on these items and they are immediate needs for your children. Your child might not need a winter coat right away so you can wait on that expense.

2. Take advantage of the sales.

Plan your expenses and buy items for you kids during next sales. That will help you save a lot of money!

3. Shop online.

You have tons of websites that can help you find the right product at the right price. You can get backpacks and lunch kits for an unbeatable price from backpackingmall.com. For all your other back to school essentials try amazon, etsy, and google shopping. Take advantage of online prices!

4. Don’t shop with the kids.

Though you want to include them in the process, they will trick you to buy more stuff and this is when you will overspend. Be careful with that as it can be very tempting!

5. Shop your junk drawers.

It’s highly likely that your junk drawers are full of common back to school items like highlighters, pencils, pens, calculators, and notebook paper. Just recycle them and you will save a lot of money!

6. Take advantage of research paper services

You can also consider research paper service if your kid has not been able to finish her/his latest paper.